Expatriate Medical Insurance, Comprehensive Medical Coverage, Global Expatriate Healthcare
USD 1 MILLION OF COVER AT LEADING
HOSPITALS WORLDWIDE
FLEXIBLE PAYMENT TERMS
AFFORDABLE MONTHLY PREMIUMS
NO MEDICAL EXAMINATION REQUIRED
MEDILINK SMART CARD FOR PROMPT
CLAIMS APPROVAL/SETTLEMENT
ESSENTIAL IN-PATIENT HOSPITAL
COVER
OPTIONAL EXTENSIONS
TRULY GLOBAL-PORTABLE AROUND
THE WORLD
OPTIONAL COVER FOR
USA/CANADA/CARIBBEAN
PERSONAL AND CORPORATE COVER
HOSPITALS WORLDWIDE
FLEXIBLE PAYMENT TERMS
AFFORDABLE MONTHLY PREMIUMS
NO MEDICAL EXAMINATION REQUIRED
MEDILINK SMART CARD FOR PROMPT
CLAIMS APPROVAL/SETTLEMENT
ESSENTIAL IN-PATIENT HOSPITAL
COVER
OPTIONAL EXTENSIONS
TRULY GLOBAL-PORTABLE AROUND
THE WORLD
OPTIONAL COVER FOR
USA/CANADA/CARIBBEAN
PERSONAL AND CORPORATE COVER
Introducing the GEH Plan
COMPREHENSIVE MEDICAL INSURANCE COVER
With Optional Extended Coverage
Out-patient - Dental - Personal accident - Travel
With Optional Extended Coverage
Out-patient - Dental - Personal accident - Travel
GEH Plan - Global Expatriate Medical Insurance Coverage
Expatriate Medical Insurance
Expatriates living and working abroad face many challenges. Bearing this in mind, it is absolutely essential to have an easy to use expatriate medical insurance plan that covers health and medical expenses incurred during times of need.
Global Expatriate Healthcare
Global Expatriate Healthcare understand this, and the importance of your health to you and your family. With our GEH Plan we aim to deliver the highest standards of products and services to our members at all times. We have tailor-made our expatriate medical insurance plans and services to meet the needs of expats and their families, worldwide.
Designed by us, the GEH Plan delivers comprehensive benefits giving you the security and peace of mind that you and your family need when working and living away from home. The GEH Plan is innovative, easy to use and is fully portable around the world, so if you relocate, the GEH Plan travels with you.
Affordable Expatriate Medical Insurance
With flexible premium payment terms we are able to provide the best possible coverage at the best possible premiums, enabling our medical insurance products to be an affordable solution for you.
Versatile Medical Insurance We pride ourselves in offering comprehensive cover within our GEH Plan. Our plan provides cover for acute illnesses or emergencies that require hospitalisation, and for longer term care for conditions that are ongoing or "chronic".
Expatriate Medical Insurance
Expatriates living and working abroad face many challenges. Bearing this in mind, it is absolutely essential to have an easy to use expatriate medical insurance plan that covers health and medical expenses incurred during times of need.
Global Expatriate Healthcare
Global Expatriate Healthcare understand this, and the importance of your health to you and your family. With our GEH Plan we aim to deliver the highest standards of products and services to our members at all times. We have tailor-made our expatriate medical insurance plans and services to meet the needs of expats and their families, worldwide.
Designed by us, the GEH Plan delivers comprehensive benefits giving you the security and peace of mind that you and your family need when working and living away from home. The GEH Plan is innovative, easy to use and is fully portable around the world, so if you relocate, the GEH Plan travels with you.
Affordable Expatriate Medical Insurance
With flexible premium payment terms we are able to provide the best possible coverage at the best possible premiums, enabling our medical insurance products to be an affordable solution for you.
Versatile Medical Insurance We pride ourselves in offering comprehensive cover within our GEH Plan. Our plan provides cover for acute illnesses or emergencies that require hospitalisation, and for longer term care for conditions that are ongoing or "chronic".
Optional Extensions
Dental CoverageOur Dental option gives you access to routine dental care for a range of different treatments, with up to USD1,000.00 worth of cover annually.
Out Patient Care
By selecting our Outpatient Option you will receive the additional benefits of;
outpatient doctors' fees, prescribed drugs, laboratory work, x-rays, optical care and much more.
Personal Accident
Depending on your occupation the personal accident extension will provide you up to USD250,000.00 worth of additional cover should you be involved in an accident.
Travel Insurance
To complete your cover, our travel insurance will cover your personal and business trips for
cancellation, travel delays and loss of baggage, money or passports. A further extension is available
to cover Winter Sports.
30 Day Money Back Guarantee
We are confident that you will find our affordable expatriate medical insurance plan to be the right choice for you and your family, so much so that we offer a 30 day money back guarantee.
During the first 30 days, if you decide that the GEH Plan does not meet your requirements, for whatever reason, please return it, together with your membership certificate and card for a Full Refund of any premiums paid. (Conditions apply see the policy wording for details).
International Medical Coverage
Our GEH Plan is underwritten by LAMP Insurance Company Limited, licensed by the Chief Executive of the Financial Services Commission of Gibraltar under the Insurance Companies Ordinance, to carry out insurance business. Lamp re-insures through Lloyds of London.
Home Country Coverage
Coverage will also be extended to your home country should you return for a visit of up to 90 days. Conditions do apply, so please read your policy wording carefully.
Geographical Area
The GEH Plan operates in two geographical areas and premiums depend on the Area selected:
Should you elect to take a policy within Area 1, we will automatically provide you with 45 days emergency treatment cover should you need to visit USA, Canada or Caribbean for business or pleasure. Some conditions do apply, please refer to the policy wording and the table of benefits for full details.
During the first 30 days, if you decide that the GEH Plan does not meet your requirements, for whatever reason, please return it, together with your membership certificate and card for a Full Refund of any premiums paid. (Conditions apply see the policy wording for details).
International Medical Coverage
Our GEH Plan is underwritten by LAMP Insurance Company Limited, licensed by the Chief Executive of the Financial Services Commission of Gibraltar under the Insurance Companies Ordinance, to carry out insurance business. Lamp re-insures through Lloyds of London.
Home Country Coverage
Coverage will also be extended to your home country should you return for a visit of up to 90 days. Conditions do apply, so please read your policy wording carefully.
Geographical Area
The GEH Plan operates in two geographical areas and premiums depend on the Area selected:
- Area 1 – Worldwide excluding USA, Canada and the Caribbean
- Area 2 – Worldwide, all countries
Should you elect to take a policy within Area 1, we will automatically provide you with 45 days emergency treatment cover should you need to visit USA, Canada or Caribbean for business or pleasure. Some conditions do apply, please refer to the policy wording and the table of benefits for full details.
Claims Made Easy
Global's GEH Plan is professionally managed. Claims are dealt with in two different ways. In either case claims are processed quickly and efficiently.
MediLink Smart Card
Through MediLink Global and their MediLink-Global Direct Settlement Network we are able to provide members with a MediLink smart card and an extensive list of providers/hospitals accepting the card.
On presentation of the MediLink card, your chosen hospital will be able to pre-authorise your treatment with them and on discharge, all treatment costs covered by the policy will be settled with us electronically. For you the whole experience will be cashless.
You are, however, not limited to the hospitals on our list, you may choose the healthcare provider of your choice, however, in such circumstances you may need to pay and claim back for your treatment costs.
Pay and Claim Back
Where the health provider is unable to accept MediLink card electronically and where your claim is likely to be USD500.00 or more, then your service provider can call our 24 hour Help Line who will arrange for your treatment to be pre-authorised and also arrange direct settlement of your bill.
For small claims under USD500.00 we ask you pay and claim back. Some conditions apply. How to file a claim?
MediLink Smart Card
Through MediLink Global and their MediLink-Global Direct Settlement Network we are able to provide members with a MediLink smart card and an extensive list of providers/hospitals accepting the card.
On presentation of the MediLink card, your chosen hospital will be able to pre-authorise your treatment with them and on discharge, all treatment costs covered by the policy will be settled with us electronically. For you the whole experience will be cashless.
You are, however, not limited to the hospitals on our list, you may choose the healthcare provider of your choice, however, in such circumstances you may need to pay and claim back for your treatment costs.
Pay and Claim Back
Where the health provider is unable to accept MediLink card electronically and where your claim is likely to be USD500.00 or more, then your service provider can call our 24 hour Help Line who will arrange for your treatment to be pre-authorised and also arrange direct settlement of your bill.
For small claims under USD500.00 we ask you pay and claim back. Some conditions apply. How to file a claim?
Corporate and Group Medical Insurance
Global Expatriate Healthcare through the GEH Plan offers discounts to corporations or group customers. We make switching from your current insurance provider easy by transferring your members to us on a "no-worse terms" basis, which simply means that our coverage will be as good as or better than your previous insurer.
To qualify as a group, SME or corporate body, premiums must be paid by the "group" and you can have as few as 3 principal expatriate members to qualify. For larger groups we can tailor our plan to suit the specific needs of your company. For more information please see Groups and Corporate
To qualify as a group, SME or corporate body, premiums must be paid by the "group" and you can have as few as 3 principal expatriate members to qualify. For larger groups we can tailor our plan to suit the specific needs of your company. For more information please see Groups and Corporate
What is Covered in Brief
For full coverage details and specific limits please refer to the policy document and table of Benefits, terms and conditions apply,
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