Affordable Medical Insurance

Expatriate Medical Insurance Individuals or Families
Expatriate health and medical insurance  • USD 1 million of cover at leading hospitals worldwide
 • Affordable premiums
 • No medical examination required
 • Unique smart card for prompt claims approval and settlement
 • Essential cover when you need it most
 • What is covered?

Worldwide Expatriate Medical Insurance Coverage

Expatriate (expats) Medical Insurance
Expatriates living and working abroad face many challenges. Perhaps the single most important factor would be to have an easy to use expatriate medical insurance plan that would cover health and medical expenses incurred during a time of need.

Global Expatriate Healthcare understands this and the importance of your health to you, and your family. We aim to deliver the highest standards in both product and service to our Members at all times. We have tailor-made our expatriate medical insurance plan and our service to meet the needs of expats and their families worldwide.

The medical insurance plan, designed by Global Expatriate Healthcare, delivers comprehensive benefits giving you the essential cover you will need in your new environment. The medical and health insurance plan is innovative, easy to use and designed to be portable, ensuring peace of mind regardless of your location, worldwide.

Affordable Expatriate Medical Insurance
Furthermore we have provided for the best possible coverage at the best possible price, thus making our medical insurance product an affordable solution.

Versatile and Expandable Medical Insurance
Our medical and health insurance plan should essentially meet all your requirements as is, but we have done more.

Extended Coverage
Your plan can optionally provide you with extended medical coverage such as routine management of chronic conditions, maternity care and more. See our medical insurance plan for all the details.

Dental Coverage
Another available option which you can add to our expat medical insurance plan is dental cover. Up to $1000 US worth of dental cover for a range of dental treatments.

Out Patient Care
And to top it all off you can optionally add, out patient care to our medical and health insurance plan. Coverage extends to doctors fees and prescribed drugs, laboratory work, x-rays, optical care and much more.

30 day money back guarantee
We are confident that you will find our affordable expatriate medical insurance plan to be the right choice for you and your family, so much so that we offer a 30 day money back guarantee.

During the first 30 days, if you decide that the Global expatriate medical insurance plan does not meet your requirements, for whatever reasons, please return it, together with your membership certificate and card for a Full Refund of any premiums paid. (conditions apply see the policy wording for details.

International Medical Coverage
Global Expatriate Healthcare has specifically designed one plan to meet the needs of expatriates and their families. Our international medical and health insurance plan is underwritten by LAMP Insurance Company Limited which is licensed by the Chief Executive of the Financial Services Commission of Gibraltar under the Insurance Companies Ordinance to carry on insurance business. Lamp re-insures through Lloyds of London. (more about Lamp Insurance Company).

Our affordable expatriate medical insurance coverage extends to the Geographical Area specified on your Membership Certificate for which the appropriate premium has been paid.

Home Country Coverage
Coverage will also be extended to, your Home Country should you return for a visit. Conditions do apply so please read your policy wording carefully.

Out of Area Coverage
When travelling to countries outside the Geographical Area specified on the Membership Certificate, your coverage is automatically extended for Emergency Treatment for up to 45 days depending on the policy extensions you select. Some conditions do apply please refer to the policy wording and the table of benefits for all the details.

Claims Made Easy

Global’s affordable expatriate medical insurance plan is professionally managed. Claims can be dealt with in two different matters. In either case claims are processed quickly and efficiently.

MediLink-Global Direct Settlement Network
Global Expatriate Healthcare in conjunction with Lamp Insurance Company and a special arrangement with MediLink-Global are pleased to be able to offer Members access to an extensive and efficient network of quality healthcare providers (hospitals) who can offer the convenience of direct settlement for outpatient and dental care services.(see authorized providers)

Your membership card is equipped with a magnetic strip which stores information about your medical and health insurance coverage. A simple swipe and sign can settle your medical bill at authorized medical facilities. Some conditions apply.

Pay and Claim
In the event that you are unable to get to an authorized healthcare provider simply pay for your expenses and file your claim. A 24 hour hotline is available to assist you and we may, in many circumstances, be able to arrange direct settlement of the charges with the medical provider concerned. Some conditions apply. How to file a claim?

Corporate And Group Medical Insurance

Our medical insurance plan is so versatile that we can offer discounts for both corporations or group schemes, and we make switching from your current insurance provider easy by transferring your members to us on a no-worse terms basis, which simply means that our coverage will be as good as or better than your previous carrier.

To qualify as a group, SME or corporate body, you can have as few as 3 principal expatriate members, providing the premiums are paid by the company or organization. For larger groups we can tailor our plan to suit the specific needs of your company. For more information please see Groups and Corporate

30 day money back guarantee






Global Expatriate Medical Insurance underwritten by Lamp Insurance Company

MediLink-Global Partnered Company Direct settlement services

Lloyds of London re-insurer of Lamp Insurance Company